Savings Bank Deposit
A Savings Account may be opened by Individuals / Minors (with guardian) / Student.
A Saving Account is designed to help individuals securely manage their daily finances while earning interest on their deposits. It is an ideal choice for salaried individuals, students, and small business owners who want easy access to their funds along with reliable banking services.
• Savings Bank Account with Cheque Book facility
• Pay-order (Local and outstation).
• RTGS/NEFT/IMPS/UPI/ Funds transfer
• Money transfer services.
• Remittance
• Nomination facility
• Savings bank rate of interest @3.25% credited Quarterly
Key Features
- ♦ Attractive Interest Rates: Earn competitive interest on your savings balance.
- ♦ Low Minimum Balance: Easy-to-maintain balance requirements, making it accessible to all.
- ♦ Anywhere Banking: Convenient banking through multiple branches and digital channels.
- ♦ ATM/Debit Card Facility: Quick and secure access to cash and payments.
- ♦ Online Banking: Check balances, transfer funds, and manage your account anytime.
- ♦ Passbook Facility: Track all transactions clearly and transparently.
Benefits
- ♦ Safe and secure place to keep your money
- ♦ Liquidity with easy withdrawal options
- ♦ Encourages disciplined savings habits
- ♦ Suitable for personal and family financial management
Eligibility
- ♦ Individuals (single or joint accounts)
- ♦ Minors (with guardian)
- ♦ Senior citizens
Documents Required
- ⇒ Identity Proof (Aadhaar, PAN, etc.)
- ⇒ Address Proof
- ⇒ Passport-size photographs
